I underestimate how long something takes to get done. Nothing happens fast.

I try to remember that it's easier to be 100% when starting something new. It may seem counterintuitive but it’s true.

For over a year I avoided looking at my retirement plan. Even thinking about it makes me uncomfortable. Finally, I called someone I trust to help me look at my long term savings plan. I won’t sugar coat the experience, it was not fun. I listened and set out a plan. Now I am finally taking action. 

78 percent of American full time workers are living from paycheck-to-paycheck. Living that way is really stressful.

I read about all of these successful people who sleep for 4 hours a night, then do more before 8AM than I do during the entire day. These stories do not inspire me.