Making a difference in our lives requires us to be consistent. Saving money, building a business, losing weight, getting into shape, learning something new, relationships, parenting - all require ongoing attention.

When you look for ideas on how to manage your money, the advice always begins with creating a budget. Then why do so many people ignore this advice?

Planning for the future is one of the most impactful things you can do for financial security. But only focusing on the future can create its own problems. 

I try to remember that it's easier to be 100% when starting something new. It may seem counterintuitive but it’s true.

The push to buy a shiny new toy can be overwhelming. Waiting for a short period will save you a lot of money.